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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Do you have just accidental/dismemberment travel insurance?

A:
You can find our disability plans here. Disability insurance. /petersen-disability-insurance/
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Q:Goodmorning can you please advise me some plan for me? I will work this winter in the us as moutain laborer in Sun Valley idaho. I have an h2b visa and i am from Italy. I need a insurace that can cover me while i am at work and outside work. Thank you

A:
For H visa If you can enter your information in this link we can quote you all of our available plans, Quotes: /new-immigrant-insurance/
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Q:Mother already in US. Met with an accident recently. Which insurance would be best to purchase to cover treatment expenses.

A:
Unfortunately there is no plan that covers an injury she already has. The plans we offer are similar to short-term health insurance. These plans are primarily designed to cover someone for new illnesses, injuries, or accidents that did not exist in the person's body before the start date, They will not cover general treatment for pre-existing conditions preventive care, or routine maintenance.
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Q:Does the policy cover any vaccinations? (example, TDAP)

A:
Unfortunately none of the travel insurance plans on our website cover vaccines.
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Q:Under a 90/10 comprehensive plan with 1000 deductible and 50,000 policy maximum, if the provider bills for 25,000 and the plan covers only 15,000, will the insurer be liable for the remaining 10,000? What is the maximum out of pocket for the insured?

A:
These plans are similar to short termi insurance and do not have a maximum out of pocket.
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Q:Can I recieve my refund for my plane ticket that was canceled?

A:
Out trip cancelation plans allow for reimbursement of pre-paid nonrefundable costs such as plane tickets. Trip plans: /travel-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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