ExchangeGuard^®

ExchangeGuard is an international health insurance plan persons traveling to USA on an F or J visa.

ExchangeGuard Choice has 6 months waiting period for pre-existing conditions.

ExchangeGuard Essential has 12 months waiting period for pre-existing conditions.

保障描述（DOC）仅供参考，特定保单的保障描述将在购买时与保单一起提供。

• Description of Coverage